To suggest the Universe has an "Ultimate Fate" is to impose our own understanding of cause and effect on the Universe itself.
https://www.livescience.com/quantum-gravity-could-scramble-cause-and-effect.html
General relativity says that the mass of a giant object can slow down time. This is well established as true and measurable; an astronaut orbiting Earth will experience time just a smidge faster than his or her twin back on the planet.
What is the basic implication of this understanding? To impose an "age" on the Universe is idiotic. An astronaut orbiting the Earth experiences faster time, but that time still correlates to time on Earth. In other words, there is no Universal time, but there is a Universal present. Some sections of the Universe are older than others, just like an observer orbiting the Earth since its birth would be a different age than the Earth itself. A scientist on Earth can claim logically that the Earth is one age, while the observer would logically make a different claim. Each would be right from a relative point of view, but wrong from an objective point of view. When you acknowledge that the Universe has no discernible age, it leads you to some questions with disconcerting answers if you are a traditionalist. But the bottom line is the objective frame of reference is infinite light opposed to infinite darkness, and everything in between is relative.