I can't imagine the subject which offers these examples as risk assessments.
I agree that the examples you quote are a long way from what I understand by the risk assessment process.
There are several different forms of risk assessment, depending upon the intended purpose of the assessment.
But all depend upon identifying all the risks and assigning a probability to each one as well as a second parameter known as the severity.
Roughly this means the cost of being wrong.
Formally it says that given the event at risk actually happens, what would be the consequences - would it actually matter ?
The implementation then becomes a matter of the statistics of conditional probability.
Finally an assessment of reducing or removing the identified risks is often appended at the end, particularly in Health and Safety matters.
Here are some examples
Compare the risk assessment for a Nurse and a Seamstress pricking themselves with a needle.
1) A seamstress gives herself a slight prick with a sewing needle.
Assessment
There may be some short term pain but it is a common occurrence usually resulting in no harm.
Possible solution
Use a thimble.
2) A nurse pricks slips and pricks herself with a hypodermic needle she has just used to inject a patient.
Assessment
Risk transferring to herself a dangerous drug or dangerous disease(from the patient) such as HIV or Hepatitis.
Consequences can be severe - death or serious injury.
Possible solution
Use an automatic self retracting injection device.
A second place formal risk assment appears is in engineering in what is known as Limit State Design.
Here the objective is to produce a known and acceptably low probability of failure of an engineering design by statistically combining what are known as partial safety factors.
So tell us what the actual question is that you have been set, for more help, since this is Homework.