You have created a version of Utopia according to your experience and ideals.Though I have some doubt about your system,like using gold as currency(because gold is incredibly useful for electronics since it has minimal resistance to electricity),I agree with you.Note that Utopia is a latin world which originates from two ancient greek words(ού witch means no and τόπος which means place).As such the very roots of the word suggests that a perfect community does not exist.Sorry to crush your philosophy but as many have tried,all have faill.For example Thomas More was beheaded,Tiberious and Gaious Grakchus were both assassinated,Platon was sold as a slave etc.The point is that as long as GREED and other sins exist,there can be no perfect human.Therefore there can be no perfect social system created by humans.
I may have misspelled some names.