I am not sure what you mean by “quanta energy,” “particles,” and “planes.” I understand the etiology of energy to mass, in a straightforward manner, that involves energy waves that are complex oscillations of elliptical structures that comprise the internal geometry of the first two states of light.
I understand no such limitation. The photon effect, EPR, and myriad other anomalies, such as non-locality and universal entanglement, have no rationalization or reconciliation with observation with such an FTL limitation. If such were the case the Cosmos would seem as a “billiard table” rather than the clockwork that observation confirms. Can SR or GR explain the observed "speed" of the gravitational illusion of universal attraction?
There is a much simpler explanation, with a logical etiology, however, to begin, there is a requirement that the ludicrous Big Bang be discarded as a paradigm.
ST can never unify forces that are metaphysical; before unification by the pomo elite, they must be able to define and rationalize the forces with observation . . . and their own standard models.
Your thoughts are too complex; you must look for simplicity. Begin with seminal motion (exotic “dark” energy); describe its geometry; describes its complex, hyper-relativistic oscillations; explain coalescence of this energy; then, explain the mathematics of resonance, which underlies the morphing to the manifestation of mass (exotic “dark” matter); then, matter compresses until atoms are formed at Critical Compression within quasars and gamma-ray bursts . . . and the cycle continues ad infinitum. Of course, this is a bit simplistic; however it sure beats trying to explain accelerating, galactic recession with something that only “banged” once.
Not if peer revue has the last word.
Or worst, depending upon your perspective. If you can believe in “black holes” as defined by overextending GR beyond its minimal limitations, you can also believe that a mortal can be resurrected.