You hit it on the head. The observer from the outside would see them being ripped apart. However, what would the odjects inside the blackhole observe? Would the older galaxies be further into the blackhole then the younger ones, and if so would the younger galaxy view the older object accealerating away from it? I believe this is the Dark Energy that is expanding(actually pulling our universe in.) Could the Big Bang just be the naturaul cycle of a Universal BH in the center? The Big Rip theory says eventually everything would be pulled apart. From Galaxies to Solar Systems to Stars to Planets and so on until you get to the ripping of atoms and particles. Is this not also what is theorized to happen to an object that gets pulled in a blackhole?