N photons?
You’re the one saying that there are no particles. How can you invoke Nhf, which admits to the existence of particles?
Your proposal is that the EM energy is not quantized, so why can’t the quantized amount be absorbed, leaving the remainder?
When you don’t present a consistent argument, it suggests you don’t have an actual model, which is a requirement for discussion in speculations. Not liking things in physics isn’t far from appeal to personal incredulity, which is a fallacy. If you’re not trolling, then stop doing things that look like trolling.
The photoelectric effect does not do this, and if you can find an example if a 2 eV photon undergoing compton scattering off of an atom, please present it.