If we assume you finish in 30 months (and at these prices you should do your best to do so) and the tuition is due at the start of the year for the entire school year, then check my math......
Loans with 0% interest:
year 1: $4500 * (1+0)^36 = $4500
year 2: $5500 * (1+0)^24 = $5500
year 3: $5500 * (1+0)^12 = $5500
Loans with 6.8% interest
year 1: $5000 * (1+0.068/12)^36 = 6127.96
year 2: $5000 * (1+0.068/12)^24 = 5726.21
year 3: $2411 * (1+0.068/12)^12 = 2580.18
Loans with 15% interest
year 1: $11,831.40 * (1+0.15/12)^36 = 18503.65
year 2: $07,671.40 * (1+0.15/12)^24 = 10336.07
year 3: $0 yay!
Total is a whopping $58,774 in loan balance at the end of the grace period. It will be less if you can pay tuition by the quarter.
ps, get the laptop used from ebay with the software you need it will be cheaper.