petmeadow

my house is worth about $550k.. My credit score is 559 right now, due to my excessive credit card and student loan debt.. nothing has ever been late, it's just that i have excessive amounts of these debts.. i make about $2,600 dollars a month, and i'm wondering if i will be able to get a home loan for about $100k so that i can pay everything off.. (my house is 100% paid off).. will i have a problem getting this home equity loan?? should i even both applying or should i just wait until i pay down my credit cards more?? advice anyone?

I'm going to be 18 years old after two months, and i will apply for DV Lottery 2012. I want to study, work and live in USA and become a citizen. and im thinking of getting a study loan after i get an immigrant visa if i won, if soo, what is the requirement for getting a loan & details.Car loan???? I tried getting a loan with my bank but they denied my due to my credit being bad....does anyone know where i could go to get a loan for a car....i also want to buy my car from a auction i dont know if that makes a difference????

what steps to i need to take to get the loan? what steps do i need to take to improve the home? how do i go about leasing out the house?