georgi_zlatev

There is some kind of link between devaluation of the money and money won from labour.Devaluating the money cause much harder to win money from labour.

I must say something about the money.There is a paradox.From one hand today’s money have low value than money in past.This is called inflation.But today is much harder to win the money than in the past.In the future will be harder to win the money than today.Knowing that it is very important to appreciate the money won from labour today.The money for pension must come from investment not from pension insurance because of the hardship of winnig money from labour.

Let’s talk a little about the money. When in one economy there is a lot of money and there is many businesses which compete each other these bisnesses work for very low profit or even at loss. The investment In such businesses is low even negative. Or those who invested may lose capital. The case with labour is not the same. The money earn with labour may be much than if you are investor. Or the labour is more effective earning money than investment. That is the situation when there is a lot of money in economy. In that situation if pensioner have investments they shall receive very little money-lower than they get from pension fund who gathered the pension insurance. In the nature the young are strong while the old are weak. In the economy is the same. The younger work and get money and they are strong. We must not take money from young people and give the pensioner. The young people must invest that money and when they grew older they will retire and they will become weak because they will rely on their investment. From their investment they will receive less money in most of the cases. But so is in the nature.

Defending today's system you want the younger generation always to pay the pensioner.Today's pension system is reason for not having children.The younger generation has no future.The god shall punish you for that.

Where is the problem.Each generation which is coming after is more educated,more productive and get more money than the previous generation and also make more pension insurance.In the case where the pension system is income and expenditure it is not fair to spend all the money for pension.If all the money are spent, the pensioner get more money than they worked. The pensioner must get smaller sum than that is collected in pension fund and the rest shall be invested.When in the pension fund gathered enough sum the pension fund must be destoyed and all the capital to be allocated between depositor.It is not fair the pensioner to get more money and the young generation to pay for that.

When the today's pension system bunkrupt we shall talk again.

Yes it is bad.Because young people must pay the pensions instead pensioner to earn their pensions from investments.

The present pension system is two types.First is called income and expenditure and all pension insurance that are coming in is spend for pension.This is bad to spend all the money for the pensioner.The second type is capital.In this case the pension insurance is spend for bonds and stocks.This type is better but the problem is that the bonds and stocks are toxic and the money for pensions are coming from incoming pension insurance not from the investment in stocks and bonds.Or this type is functioning as the first type.That is why I think that everyone must decide what to do with his pension insurance and that today’s pension system is socialist.

Removing the pension system will make people more responsible for there future.They shall make small businesses,shall buy perspective stocks or bonds or buy a land and become farmers.Also when they become 65 years old they shall not retire if they can work yet.

In today's pension system it is not clear who eats and drinks and who pays the bill.Only the big companies win from this pension system.

All i see is that you are irresponsible.You want samebody else to take care of you when you grew older.You do not have the courage to take care of your future.

This mean that the government must pay you much but you will not recieve pension when you became older.The money you get more you must invest in your own risk.

The system at the moment is socialist.The pension system must be destroyed.You must from your own savings to decide where to invest-not mutual fund as is in the moment.

The pension must be prohibited the way they are today.The pension model is socialist.The pension insurance is collecting in funds which invested the money in companies and the risk is distributed among all who paid this insurance.The people must not paid pension insurance but the money they receive they must to invest at their own risk.In this way public companies will be motivated to earn more profit.Not having such insurance people will be much interested where to invest their money whether In stocks,bonds or land to became a farmer after years.Now people with this pension system are irresponsible.They are so irresponsible so that they do not want to have even children.They think that somebody else must pay their pension in future.The public companies shall also be more concerned in making money.Destroying this pension system people will be motivated to start small businesses and to became farmers and they shall wanted to have children.This pension system is in favour to big companies because they get the money of the pension funds.

The consciousness is opposite to substance.The consciousness is opposite characterization to substance.The consciousness and substance appeared simultaneously with the Big Bang.