maybe I'm niggling, but "fine tuned FOR life" presumes the intent of making the universe for life...
But the existence of one world that does harbor life on a tiny proportion of its overall mass, where even most environments on that world are hostile to non-native life, in a universe overwhelmingly hostile to life is sufficient to claim fine tuning?
But it's not... you have to be delusionally optimistic to look out in space, or even on the surface of the earth, and think "wow, this place is made with life in mind". The odds are prohibitively against us as far as we can tell... vacuum, cold, heat, radiation, insufficient resources...
Kind've different ideas... life is a bunch of replicants. who... replicate. Every blackhole on the otherhand has to start from scratch. Hundreds of billions of stars in a galaxy (trillions in some,) hundreds of billions galaxies, at least, many or most with a central supermassive blackhole. It's more intellectually honest to rate the comparison by regarding individual abiogenic events against individual blackholes. Which would put the ratio of blackholes to life in the countless billions to 1.
You have not given any indicators of design. you quoted a few preliminary stats for things that aren't even yet understood so CAN'T be reduced to true odds, AND fail to take into account the basic inevitabilities of complex, dynamic physical / chemical / evolutionary principles. What you have said amounts to "I don't like the odds," based on figures that don't take into account how the universe works, then make a leap of faith and assume it must have been created by a hypothetical being while rejecting other hypothetical, more parsimonious alternatives on the basis that THEY don't have support, while even if what you you claimed was true, they'd be sufficient solutions to the odds-dilemma.